William S. “Sammy” Stuard, Jr., is the President, CEO, and Chairman of the Board at Clarksville, Tennessee’s F&M Bank. “It’s gratifying to see the communities we serve thrive and grow to become a place where citizens want to live, raise their families and establish businesses,” Stuard says. “During my 38 years in banking, I am fortunate to have been in the unique position of assisting many families throughout the course of three generations. Our customers tend to be very loyal, and we take pride in contributing to their success.”
During its years under Stuard’s leadership, F&M Bank has grown from being one of the smallest banks in the state to ranking among Tennessee’s largest state chartered banks with projections of reaching more than 1 billion dollars in assets during the second quarter of 2017. Such staggering growth is a reflection of Stuard’s own ability to lead and develop a team of highly dedicated community bankers, and the bank now boasts more than 245 employees, spanning across 7 counties to operate 15 full-service facilities and four mortgage-only loan offices.
“At F&M Bank, we are strong advocates of community banking, and we remain committed to the communities we serve,” Stuard continues. “Our customers appreciate local decision making and quality customer service.”
Among his many achievements in banking, Stuard has also held numerous positions in state, national, and local government and has served on many community organizations in Montgomery County, including serving as a Montgomery County Commissioner as well as a past President of the Tennessee Bankers Association. He currently serves on the Federal Home Loan Bank of Cincinnati Board of Directors, ever focused on his goal to see Clarksville thrive.